Managing the Family Balance Sheet
Galapagos acts as each family’s Chief Financial Officer and Chief
Investment Officer. Our objective is to be the client’s unbiased advocate.
We help manage multi-generational balance sheets with an integrated approach to
managing investments on either a discretionary or advisory basis. We aggregate
the family’s balance sheet monthly and report as desired.
Another core competency is managing for superior risk-adjusted portfolio
returns. We build portfolios based on each client’s unique risk appetite. We
determine the appropriate percentage of assets to be placed in various asset
classes based on the family’s goals, future cash flow requirements and financial
resources. In addition, we advise on complex financial circumstances such as
concentrated holdings, low-basis, restricted or illiquid
stock.We build portfolios based on each client’s
unique risk appetite, goals, future cash flow requirements and financial
resources in an effort to provide the best risk-adjusted, after-tax real
We select asset classes that fit our client’s objectives, time frame, risk
tolerance and specified asset protection and return requirements.
- Strategic Asset Allocation – we
determine the appropriate percentage of assets to be placed in each asset
- Tactical Asset Allocation – we
adjust the strategic allocation, as appropriate, to reflect changes in
personal circumstances and / or market conditions.
Our alternative strategies, together with more traditional stock, bond,
balanced and cash management strategies, are the elements we combine in seeking
to construct truly diversified portfolios that produce superior, risk-adjusted
returns across all types of economic and market environments.
Like the other elements of our business model, our investment manager search
and selection efforts are client-centric and research-driven. Our due diligence
process relies on a combination of rigorous qualitative and quantitative reviews
combined with our own professional judgment. We believe managing the investment
process is a senior level responsibility. The firm’s principals drive the
manager selection process, utilizing a rigorous investment process to source,
screen, analyze, and monitor managers.
Financial & Estate Planning
Galapagos’ financial planning services help clients assess and understand
their current financial situation and goals and establish a roadmap to achieving
them. We work with our clients to discuss their objectives, to understand estate
planning needs, conduct multi-generational cash flow planning, and create
financial modeling for alternative strategies. Galapagos Partners also liaisons
with the family’s specialists in legal and tax structures, tax planning and
preparation, advisor coordination, compliance, regulatory, risk management and
Galapagos Partners also helps with wealth transfer, including survivor and
beneficiary representation. We work with outside legal counsel to provide advice
on selecting executors and trustees, acting as a trustee, co-trustee or monitor
of third party trustee performance, and administering complex estate transfer
Galapagos Partners also provides governance services including reporting and
record keeping, succession planning, and administrative services. Galapagos
recognizes that good governance is essential to managing a family’s
Galapagos Partners helps high net worth families with their philanthropic
initiatives. From goals assessment and strategic planning to working with
outside legal counsel to develop trusts to managing philanthropy programs and
donations, Galapagos Partners addresses philanthropy as part of a family’s
overall approach to managing their wealth.